Private Credit Done Differently

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The Woodbridge Secured Income Fund

The Fund provides investors with indirect exposure to 1st mortgage (senior secured) Australian and New Zealand real estate loans – with an ESG integrated investment process and philosophy.

The Fund invests in the Woodbridge Private Credit Fund (Underlying-Fund) managed by Woodbridge Capital.

All investments in the portfolio have a valuation prepared by an independent, qualified and registered valuer.

The Fund does not provide exposure to high-risk loans such as preferred equity loans, mezzanine finance, second mortgage loans or corporate loans.

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Key Documents

Product Disclosure Statement

Target Market Determination

Fund Fact Sheet

Fund Snapshot

Target Return

Target LVR

Distributions

RBA Cash Rate Plus 5% to 7% p.a. Currently 9.70% p.a. net of fees *

Withdrawals

Maximum 65% Weighted Average Currently 00% LVR *

Monthly

Minimum Investment

Monthly

$10,000

Structured for Transparency

Fully Transparent - the Fund is fully transparent and does not hide loans or fees. We provide full transparency to the underlying loan book, so the portfolio risk and return is clear to investors.

Non-Blended Fund - the Fund is not a blended mix of multiple loan types and multiple security types producing a blended, and often hidden, portfolio risk and return – the fund has a single loan security type.

First Mortgage Loans Only - the Fund only invests in pure first mortgage (senior secured), asset backed loans with a focus on capital preservation throughout the credit cycle. No 2nd mortgage or corporate loans.

External Trustee - The Fund is governed by an independent trustee who is responsible for overseeing the operations of the fund and acting in the best interests of our investors to provide independent oversight.

Real Estate Experts - The Fund is managed by an experienced real estate investment team that has managed over $5 billion of loans through multiple economic cycles, with NIL loan impairments.

ESG Framework - The Fund uses an ESG integrated investment process and negative screen on all loans to align with our Responsible Investment Framework - we are also RIAA certified.

Fund Performance

Net Return

1 Month

Net return is based on the last 12 months. Fund performance is in AUD and is annualised calculated based on net asset value per unit after management fees and expenses.

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3 Year

Inception

External RIAA Certified

The Fund has been fully certified by the Responsible Investment Association Australasia (RIAA).

RIAA’s Certification Program is the leading initiative for distinguishing quality responsible, ethical and impact investment products and services in Australia and Aotearoa New Zealand and is the longest running responsible investment program in the world.

The Certification Symbol is recognised by investors and consumers across the region, providing confidence that a product is delivering on its responsible investment promise and meeting the Australian and New Zealand Standard for responsible investing.

With interest in responsible and ethical investing at an all-time high, research shows that the overwhelming majority of Australians and New Zealanders prefer to invest in a product or organisation that has been independently certified for its responsible investment practices.

External Research Ratings

The Lonsec ‘Investment Grade’ rating indicates that Lonsec has conviction the product can meet its investment objectives.

The SQM ‘Superior’ rating indicates that SQM believes the Fund has an appreciable potential to outperform over the medium-to-long term. Historical performance has tended to be meaningful. PDS compliance processes are strong. There are very little to no material governance concerns. Management is of a high calibre.

Wealth Advisor Platforms

The Fund is widely accessible across Australia’s leading wealth management platforms, making it easier than ever for wealth advisors to allocate to high-quality private credit.

The fund is currently available on Netwealth, Hub24, Macquarie Wrap, and other major platforms, providing seamless integration into portfolio management systems and reporting tools.

By offering platform access, we ensure that wealth advisors can manage investments efficiently while maintaining the governance, transparency, and compliance standards their clients expect.

Whether you're building diversified income strategies or seeking capital-stable alternatives to traditional fixed interest, the Woodbridge Fund is available where you need it—on the platforms you already use.

Learning and Insights

Get in touch.

Damian Casey

Head of Distribution

damian.casey@woodbridgecapital.com.au

(0439) 981 645

Andrew Torrington

Co-Founder and Managing Director

andrew.torrington@woodbridgecapital.com.au

1300 167 790

1 Net return is based on the last 12 months 2 Average Loan to Value Ratio (LVR) have been calculated on a current weighted basis on the loans in the Fund 3 Fund performance is in AUD and is calculated based on net asset value per unit after management fees and expenses 4 Inception date is 18 April 2024 and is annualised.

Equity Trustees Limited (“Equity Trustees”) (ABN 46 004 031 298), AFSL 240975, is the Responsible Entity for the Woodbridge Secured Income Fund ("the Fund"). Equity Trustees is a subsidiary of EQT Holdings Limited (ABN 22 607 797 615), a publicly listed company on the Australian Securities Exchange (ASX: EQT).

This Website has been prepared by Woodbridge Capital Pty Ltd to provide you with general information only. In preparing this Website, we did not take into account the investment objectives, financial situation or particular needs of any particular person. It is not intended to take the place of professional advice, and you should not take action on specific issues in reliance on this information. Neither Woodbridge Capital Pty Ltd, Equity Trustees nor any of its related parties, their employees or directors, provide and warranty of accuracy or reliability in relation to such information or accepts any liability to any person who relies on it. Past performance should not be taken as an indicator of future performance. You should obtain a copy of the Product Disclosure Statement before making a decision about whether to invest in this product.

The Woodbridge Secured Income Fund’s Target Market Determination is available at www.woodbridgecapital.com.au/wsif. A Target Market Determination is a document which is required to be made available from 5 October 2021. It describes who this financial product is likely to be appropriate for (i.e. the target market), and any conditions around how the product can be distributed to investors. It also describes the events or circumstances where the Target Market Determination for this financial product may need to be reviewed.